STUDY OF CASH MANAGEMENT IN BANKING SECTOR OF INDIA

– Cash management in the Indian banking sector is a critical function that ensures liquidity, operational efficiency, and financial stability. This study explores the methodologies, challenges, and innovations in cash management practices adopted by Indian banks. It investigates the impact of regulatory frameworks, technological advancements, and market dynamics on cash management strategies. The study also examines the role of cash forecasting, liquidity management, and risk mitigation in optimizing cash flows. Through a combination of quantitative analysis and case studies, the research highlights the best practices and emerging trends in the sector. The findings reveal that effective cash management not only enhances the profitability and sustainability of banks but also contributes to the broader economic stability of the country. This study provides valuable insights for policymakers, banking professionals, and financial analysts aiming to improve cash management processes and frameworks in the Indian banking industry.