The Impact of Cryptocurrencies on Financial Markets and Traditional Banking Models

This thesis explores the growing influence of cryptocurrencies on global financial markets and traditional banking institutions. As decentralized digital assets challenge the centralization and regulatory mechanisms of conventional finance, the research analyzes shifts in investment behaviors, market volatility, regulatory responses, and the evolving role of banks. The study employs a mixed-methods approach, combining quantitative data analysis and qualitative interviews to understand the transformative potential of cryptocurrencies. Key findings suggest cryptocurrencies are reshaping financial intermediation, promoting financial inclusion, but also introducing systemic risks due to their volatility and lack of regulatory oversight.