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ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM51185

The Role of Financial Technology (FinTech) in Modern Banking

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM51185

Volume:

9 |

7 |

Jul 2025

Pages:

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM51185

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

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Authors

F

Fayaz

HGC

Hemanth Gowda C

KL

Khush Loriya

BMG

Bhakar M G

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Abstract

With an emphasis on blockchain, artificial intelligence (AI), and digital transformation, this paper explores how financial technology, or FinTech, has revolutionised contemporary banking. These technologies are improving customer experiences, increasing operational efficiency, and changing banking services. This study examines how blockchain and artificial intelligence (AI) spur innovation, their uses, and related issues like cybersecurity and regulation through a review of recent literature. The results underline the necessity of well-balanced regulatory frameworks while highlighting FinTech’s potential to develop incfusive and e ective financial systems.

KEYWORDS

FinTech modern banking digital transformation artificial intelligence blockchain customer experience operational efficiency financial inclusion smart contract

Cite This Article

Fayaz, Hemanth Gowda C, Khush Loriya, Bhakar M G, "The Role of Financial Technology (FinTech) in Modern Banking," International Journal of Scientific Research in Engineering and Management, vol. 9, no. 7, Jul 2025. https://doi.org/10.55041/IJSREM51185

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Publication Date

3/6/2025

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The authors declare no conflict of interest related to this research work.

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