The Role of Fintech Inclusion Investigates How Financial Inclusion by Expanding Access to Essential Financial Services for Underserved Populations: At Deloitte

The Role of Fintech Inclusion Investigates How Financial Inclusion by Expanding Access to Essential Financial Services for Underserved Populations: At Deloitte

HRITHIK VISHWAKARMA *1, DR. HONEY QAISAR *2

Researcher, Department of Management, School of Business, Galgotias University*2

Guide, Department of Management, School of Business, Galgotias University

ABSTRACT

Financial technology (fintech) is revolutionising the landscape of financial inclusion by expanding access to essential financial services for underserved populations. This paper explores how fintech innovations—such as digital payments, alternative credit scoring, and mobile banking—are breaking down traditional barriers and enabling financial institutions to reach rural, low-income, and marginalised communities more effectively. Using Deloitte as a case study, the research highlights strategies, impacts, and challenges of fintech-driven financial inclusion, and identifies gaps in the existing literature, particularly in measuring long-term sustainability and addressing systemic barriers such as gender and diversity gaps in fintech leadership.