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Stream/Area:
-
Subject:
-
Paper ID:
10.55041/IJSREM.ISTCESD061
Volume:
10 |
10 |
Oct 2026
Pages:
1-8
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
Mathematics
Sambhajirao Kendre College, Jalkot
Mathematics is often associated with classroom exercises, examinations and advanced scientific theory, yet its practical role extends across almost every part of ordinary life. People use mathematical ideas when they manage money, compare prices, estimate travel time, measure ingredients, interpret health information, plan household resources, understand probabilities, use digital devices and make decisions from data. This review examines the role of mathematics in daily life by synthesizing literature on mathematical literacy, financial numeracy, measurement, statistics, technology, health, transportation, household management, employment and civic decision-making. The review adopts a broad conception of mathematical literacy in which individuals formulate, employ, interpret and evaluate mathematics in real-world contexts. Recent international work, particularly the OECD PISA 2022 mathematics framework, emphasizes that mathematical literacy is not limited to calculation; it includes reasoning, modelling, data interpretation and the informed use of mathematical tools. Recent studies also indicate a close relationship between mathematical knowledge and financial behaviour, while digital technologies have increased the need for quantitative and statistical reasoning. The paper argues that mathematics should therefore be understood as a practical language for organizing information, estimating quantities, managing uncertainty and supporting rational decisions. The review concludes that strengthening connections between school mathematics and authentic daily-life situations can improve mathematical literacy and help learners become more confident users of quantitative information.
KEYWORDS
Mathematics is an essential part of daily life, even when its presence is not explicitly recognized. Budgeting, shopping, cooking, measurement, travel, health information, agriculture, business, technology and civic participation all involve mathematical ideas. Arithmetic supports routine calculations; algebra represents relationships; geometry supports measurement and construction; statistics and probability help interpret uncertainty; and mathematical modelling connects real-world situations with structured reasoning. The modern concept of mathematical literacy appropriately emphasizes the ability to formulate, employ, interpret and evaluate mathematics in real-world situations [1,2]. The increasing use of digital tools does not reduce the need for mathematical understanding. Instead, it increases the importance of choosing appropriate models, interpreting outputs, checking assumptions and recognizing uncertainty. Recent evidence concerning financial and digital literacy further demonstrates the practical value of quantitative knowledge [5–7]. For education, the central implication is clear: mathematics should be taught not only as a system of procedures but also as a language for understanding and managing everyday situations. Real-life tasks, data-based investigations, financial examples, measurement activities and technology-supported modelling can help learners connect mathematical concepts with their own experiences. Developing such mathematical literacy can contribute to more informed personal decisions, effective participation in society and readiness for a data-rich future.
[1] OECD. (2023). PISA 2022 Results (Volume I): The State of Learning and Equity in Education. OECD Publishing, Paris. https://doi.org/10.1787/53f23881-en [2] OECD. (2023). PISA 2022 Assessment and Analytical Framework: Mathematics, Reading, Science and Financial Literacy. OECD Publishing, Paris. https://doi.org/10.1787/dfe0bf9c-en [3] Agbata, B. C., Obeng-Denteh, W., Kwabi, P. A., Abraham, S., Okpako, S. O., Arivi, S. S., Asante-Mensa, F., & Adu Gyamfi, W. K. (2024). Everyday uses of mathematics and the roles of a mathematics teacher. Science World Journal. [4] Sharma, M., & Singh, B. (2025). A review article of mathematical and statistical tools used in everyday life applications. International Journal of Science and Research, 14(7). [5] Lusardi, A., & others. (2025). The roles of math and financial literacy on financial behavior. Journal of Financial Literacy and Wellbeing, 3, e4. https://doi.org/10.1017/flw.2025.10004 [6] Khandelwal, A., Vajjala, A., & Tagat, A. (2025). Financial literacy and inclusion in India: Evidence from household-level data after demonetization. Journal of Emerging Market Finance, 24(3). https://doi.org/10.1177/09726527251320228 [7] Business Information Review. (2025). Digital financial literacy and savings behavior: A comprehensive cross-country analysis of FinTech adoption patterns and economic outcomes across 12 nations. https://doi.org/10.1016/j.bir.2025.09.004 [8] OECD. (2024). PISA 2022 Results (Volume V): Learning Strategies and Attitudes for Life. OECD Publishing, Paris. [9] National Council of Teachers of Mathematics. (2000). Principles and Standards for School Mathematics. NCTM, Reston, VA. [10] Gal, I. (2002). Adults' statistical literacy: Meanings, components, responsibilities. International Statistical Review, 70(1), 1–25.
Publication Date
10/3/2026
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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