Using Visual Cryptography, A Safe Online Payment Method

Due to the growing usage of online shopping and online payments in recent years, the E-Payment system has experienced enormous growth. The acceptance of electronic payments for offline transfers is made easier by an electronic payment system. An electronic payment system is a technique to conduct transactions or pay for goods and services online. Systems for electronic payments are now widely employed across all industries, including banking, finance, online commerce, and many more. There were some security risks in the conventional e-payment systems, including phishing, credit card fraud, and debit card fraud. In order to solve this issue, we developed an electronic payment system that combines visual and quantum cryptography methods for safe transmission. Quantum cryptography secures the transmission of the one-time password, whereas visual cryptography conceals customer information by creating shares. We adjusted our system using the email OTP notification mechanism for OTP processing. The share is securely transmitted to the bank thanks to image steganography, which embeds a one-time password in the share. The proposed approach offers unconditional security as opposed to the conventional E-payment mechanism.