Wealth - AI-Powered Finance Management Platform

Manual expense tracking is often inconsistent and labor-intensive, leading to poor financial management. There are automated solutions, but most of them use intrusive Notification Access permissions, which put users’ privacy and security at risk. This paper introduces Welth, an AI-powered personal finance management platform aimed at automating expense tracking while emphasising data sovereignty. The system replaces invasive monitoring with secure Gmail API integration (via OAuth 2.0), which filters and extracts transaction details strictly from digital invoices to ensure data persistence without accessing private communications. Concurrently, an Intelligent OCR engine creates a unified data pipeline by converting unstructured physical receipts into structured digital records. The platform is architected using Next.js and Tailwind CSS for a responsive user interface, with Supabase and Prisma ORM handling backend data synchronisation. Furthermore, the Google Gemini API is leveraged to provide contextual categorisation and generate personalised financial insights. Visualisation through Recharts and automated budget alerts empowers users to maintain financial discipline. This approach offers a secure, automated alternative to traditional tracking methods, significantly reducing manual effort without sacrificing digital privacy.