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Stream/Area:
-
Subject:
-
Paper ID:
IJSREM61958
Volume:
10 |
4 |
April 2026
Pages:
1-3
Publication Frequency:
Monthly (12 issues per year)
License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.
Department of Computer Science and Engineering,
Galgotias University , Greater Noida India
Department of Computer Science and Engineering,
Galgotias University , Greater Noida India
Department of Computer Science and Engineering,
Galgotias University , Greater Noida India
Managing money today is getting harder because people often earn from multiple sources and have more complicated expenses to handle. Many existing finance management tools fail to offer adequate personalization, automation, or intelligent recommendations, making them less effective for a broad user base. This paper introduces an advanced AI-based Personal Finance Management System designed to address the complex financial challenges faced by modern consumers to provide users with smart tracking dashboard, budget predictions on AI based, and timely alerts. The system helps you track your income and expenses in one place, keep an eye on your savings goals, get reminders for upcoming bills, and even predict future expenses using AI. It features a user-friendly dashboard, automated email notifications with Flask-Mail, and background task management through website. With a modular website and responsive design, the system simplifies financial management and serves as an simple model for consumers, particularly in the Indian context. Evaluation results highlight its functional effectiveness and potential for further enhancement with advanced forecasting and web app integration.
KEYWORDS
AI-Based Personal Finance Management System marks a big step forward in smart personal finance tools, helping people tackle tough money challenges and build better financial habits. With cool features, strong security, and ethical focus, it's ready for real-world use, though more testing across different countries would help. As it grows with tech like privacy-focused AI learning, behavior insights, and blockchain, it could change how we get personalized money advice and stay stable in tricky economies. This AI finance platform fixes everyday money struggles by blending web tech and machine learning for easy expense tracking, future predictions, and smart alerts. The simple dashboard and auto-features make decisions straightforward. Plus, it shows how school topics like AI models, system design, and backend work turn into actual apps that scale and leave room for new ideas
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Publication Date
4/30/2026
Peer Review Type
Double-Blind Peer Review
Review Rounds: 2
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The authors declare no conflict of interest related to this research work.
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