Crossref DOIMemberCiteFactoropen accessissn
SJIF Impact Factor 8.659 | ISSN: 2582-3930
IJSREM Logo

International Journal of Scientific Research in Engineering and Management

(Gateway to Global Scholars - An International, Scholarly, Multi-Disciplinary, Open Access Journal)

Peer-Reviewed Journal Designed to Meet UGC's Quality Parameters

HomeCurrent IssuePast IssuesPay OnlineConferencesEditorial BoardAbout UsContact Us
IJSREM

Loading article...

Follow Us

  • Google Scholar
  • ResearchGate
  • Academia.edu
  • Mendeley
  • LinkedIn
  • Facebook
  • Instagram

Journal Policies

  • Peer Review Policy
  • Publication Ethics
  • Copyright Infringement
  • Refund & Cancellation Policy
  • Terms and Conditions
  • Privacy Policy

Journal Identifiers & Licenses

  • ISSN Verified: 2582-3930ISSN Verified: 2582-3930
  • Crossref DOI: 10.55041Crossref DOI: 10.55041
  • SJIF Ranking: 08.659SJIF Ranking: 08.659
  • Licensed under CC BY 4.0Licensed under CC BY 4.0
  • ISO Certification: 9001:2015ISO Certification: 9001:2015
  • Indexed & Cited In: Google ScholarIndexed & Cited In: Google Scholar

Contact Us

International Journal of Scientific Research in Engineering and Management (IJSREM)

#62/1, New No 7, 1st Cross, 2nd Main, Ganganagar, R T Nagar, Bangalore North, Bangalore, Karnataka, India – 560032
[email protected]+91 93911 67991
logos
logos
Working Hours

Mon – Sat: 9:00 AM – 6:00 PM

Sunday: 10:00 AM – 4:00 PM

+91 93911 67991

© 2026 IJSREM – International Journal of Scientific Research in Engineering and Management. This is an open-access journal. Articles are published under the Creative Commons Attribution (CC BY 4.0) License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.

DisclaimerPrivacy PolicyTerms and Conditions
ArticlePeer ReviewedOpen AccessPlagiarism Passed
Paper ID:IJSREM61958

Web-Based Personal Finance Management System

Stream/Area:

-

Subject:

-

Paper ID:

IJSREM61958

Volume:

10 |

4 |

April 2026

Pages:

1-3

Publication Frequency:

Monthly (12 issues per year)

DOI
Digital Object Identifier
10.55041/IJSREM61958

License:International Journal of Scientific Research in Engineering and Management follows the Creative Commons Attribution 4.0 (CC BY 4.0) License, allowing free use and distribution with proper attribution.

Share this article:

Authors

VK

Vishal Katiyar

Department of Computer Science and Engineering,

Galgotias University , Greater Noida India

Download Author Certificate
NkM

Niteesh kumar Mishra

Department of Computer Science and Engineering,

Galgotias University , Greater Noida India

Download Co-Author Certificate
Ps

Purushottam singh

Department of Computer Science and Engineering,

Galgotias University , Greater Noida India

Download Co-Author Certificate

Author Services & Downloads

Full ArticlesAcceptance Certificate

Abstract

Managing money today is getting harder because people often earn from multiple sources and have more complicated expenses to handle. Many existing finance management tools fail to offer adequate personalization, automation, or intelligent recommendations, making them less effective for a broad user base. This paper introduces an advanced AI-based Personal Finance Management System designed to address the complex financial challenges faced by modern consumers to provide users with smart tracking dashboard, budget predictions on AI based, and timely alerts. The system helps you track your income and expenses in one place, keep an eye on your savings goals, get reminders for upcoming bills, and even predict future expenses using AI. It features a user-friendly dashboard, automated email notifications with Flask-Mail, and background task management through website. With a modular website and responsive design, the system simplifies financial management and serves as an simple model for consumers, particularly in the Indian context. Evaluation results highlight its functional effectiveness and potential for further enhancement with advanced forecasting and web app integration.

KEYWORDS

Index Terms—Web-based personal finance expense forecasting Flask web framework financial stress reduction linear regression smart alerts email automation predictive budgeting budgeting assistant.

Cite This Article

Vishal Katiyar, Niteesh kumar Mishra, Purushottam singh, "Web-Based Personal Finance Management System," International Journal of Scientific Research in Engineering and Management, vol. 10, no. 4, pp. 1-3, April 2026. https://doi.org/10.55041/IJSREM61958

Full Article/Conclusion

AI-Based Personal Finance Management System marks a big step forward in smart personal finance tools, helping people tackle tough money challenges and build better financial habits. With cool features, strong security, and ethical focus, it's ready for real-world use, though more testing across different countries would help. As it grows with tech like privacy-focused AI learning, behavior insights, and blockchain, it could change how we get personalized money advice and stay stable in tricky economies. This AI finance platform fixes everyday money struggles by blending web tech and machine learning for easy expense tracking, future predictions, and smart alerts. The simple dashboard and auto-features make decisions straightforward. Plus, it shows how school topics like AI models, system design, and backend work turn into actual apps that scale and leave room for new ideas

References

[1] J. Zelle, Python Programming: An Introduction to Computer Science, 3rd ed. Franklin, Beedle & Associates, 2017. [2] C. M. Bishop, Pattern Recognition and Machine Learning. New York, NY, USA: Springer, 2006. [3] A. Géron, Hands-On Machine Learning with Scikit-Learn, Keras, and TensorFlow, 2nd ed. Sebastopol, CA, USA: O’Reilly Media, 2019. [4] S. Jain and G. Srihari, “Machine learning approaches for personal financial management systems,” IEEE Access, vol. 10, pp. 12345–12358, 2022. [5] M. Ahmed and S. Rahman, “Smart budgeting system using artificial intelligence,” International Journal of Computer Applications, vol. 185, no. 15, pp. 20–25, 2023. [6] K. Waliszewski and A. Warchlewska, “Attitudes towards artificial intelligence in personal financial planning,” Entrepreneurship and Sustainability Issues, vol. 8, no. 2, pp. 399–420, 2020. [7] D. Sari et al., “Web-based design of financial applications: Case study approach,” IOP Conference Series: Materials Science and Engineering, vol. 1071, p. 012020, 2021. [8] V. S. Dube and P. K. Asthana, “Financial knowledge, attitude and behaviour components of financial literacy,” International Journal of Indian Culture and Business Management, vol. 28, no. 1, pp. 124–143, 2023. [9] S. Makridakis, E. Spiliotis, and V. Assimakopoulos, “Statistical and machine learning forecasting methods: Concerns and ways forward,” PLOS ONE, vol. 13, no. 3, 2018. [10] H. Sezer and M. Ozbayoglu, “Financial time series forecasting with deep learning: A systematic review,” ACM Computing Surveys, vol. 52, no. 4, 2023. [11] M. Grinberg, Flask Web Development: Developing Web Applications with Python, 2nd ed. Sebastopol, CA, USA: O’Reilly Media, 2018. [12] Flask Documentation, “Flask Web Framework,” [Online]. Available: https://flask.palletsprojects.com. [Accessed: Dec. 15, 2024]. [13] Bootstrap Documentation, “Bootstrap 5 Framework,” [Online]. Available: https://getbootstrap.com. [Accessed: Dec. 15, 2024]. [14] Oracle Corporation, “MySQL Workbench,” [Online]. Available: https://dev.mysql.com/downloads/workbench/. [Accessed: Dec. 15, 2024]. [15] APScheduler Documentation, “Advanced Python Scheduler,” [Online]. Available: https://apscheduler.readthedocs.io. [Accessed: Dec. 15, 2024].

Editorial & Review Transparency

Publication Date

4/30/2026

Peer Review Type

Double-Blind Peer Review

Review Rounds: 2

Documents

Review Report (Confidential)
Copyright Form (Office)

Article Metrics & Impact

Article Views

0

Total views since publication

PDF Downloads

3

Total downloads since publication

Geographic Reach

5

Indexing, Archiving & Preservation

Google Scholar
Academia
ResearchGate
Crossref
SSRN
Semantic Scholar
Thomson Reuters
WorldCat
Mendeley
OpenAlex
EBSCO
Zenodo

Digital Preservation: This article is permanently archived on Zenodo and complies with all data preservation standards across major indexing platforms.

Ethics, Compliance & Transparency

Plagiarism Screening

This manuscript has been checked for plagiarism using TurnitinPlagiarismChecker software.

Conflict of Interest

The authors declare no conflict of interest related to this research work.

Funding Information

No funding information available for this research.

Similar & Recommended Articles

Similar Articles by Topic

Related research in the same subject area

Loading similar articles...