AN ANALYTICAL STUDY ON FINANCIAL PERFORMANCE OF ICICI BANK

AN ANALYTICAL STUDY ON FINANCIAL PERFORMANCE OF ICICI BANK

Dr. P. Dhanya1, S. Siranjeevi 2.

1Assistant Professor, Department Of Commerce with Professional Accounting,

Dr. N.G.P Arts and Science College

2181PA133, Department Of Commerce with Professional Accounting,

Dr. N.G.P Arts and Science College

ABSTRACT

The liberalized policy of the government of India permitted entry to the ICICI in banking; the industry has witnessed a generation of private players. The focus of these banks has always been centre on the customer. But to satisfy the customers and to operate other activities, the bank must have sufficient funds in its accounts. That’s why, in the present paper special emphasis has been laid down on the financial analysis of the bank by using different research and statistical tools. The study adopts an analytical and descriptive research design. The data for a period of 5 years i.e., 2018to 2022 have been collected from the annual reports of the bank. Seven ratios are selected for the study and made an analysis of selected ratios using growth rate, average, cumulative annual growth rate and other statistical techniques. The study revealed that the bank performing progressively till 2020, later identified a various ratio analysis.

KEYWORDS: Banking, balance sheet, descriptive research design, profit & loss A/c, ratio analysis.