A Research Perspective on Mutual Funds

A Research Perspective on Mutual Funds

Sanskruti Sode1, Prof. Megha M. Bhogawar2, Prof. Ashwini Kshirsaga3
1PG Student, Master of Management Studies arzooshaikh269@gmail.com

2 Head of Department, Master of Management Studies, Alamuri Ratnamala Institute of Engineering and Technology

Abstract –

This research explores mutual funds, which are investment pools where many people combine their money to buy a diversified portfolio of stocks, bonds, or other securities. The study investigates how mutual funds work, their benefits, and potential risks. By understanding these aspects, investors can make informed decisions about participating in mutual funds to achieve their financial goals. This research aims to provide a straightforward overview to help individuals navigate the world of mutual fund investments. However, a long-term investor has to consider other factors associated with such mutual funds (like asset under management, expenses ratio, number of stocks, and experience of the management) to finalise the selection of mutual funds. In this research paper, an attempt has been made to identify the relationship among the performance of selected equity mutual funds and the parameters considered by the investors for selecting the fund. 't-statistic’ has been used to identify such relationship. This research shows that there is no relationship between trailing return of any kinds of Equity mutual funds and the selected parameters by the investors. However, number of stocks and experience of management have a little impact on the rolling return of equity large cap mutual funds and Assets under management has a little impact on rolling return in case of mid-cap mutual fund only.

Key Words: Investment Pools, Asset management companies, Mutual Funds, Trailing Return